try this web-site Kalamazoo MI Real Estate – Home ownership in Kalamazoo is a real opportunity today – especially given the low interest rates. The regular monthly costs of home ownership in the Kalamazoo area is significantly less than the costs of renting the same home. But, one thing that is really important for a home owner is to make sure that there is a source of savings for the repairs that will eventually hit all home owners. Perhaps you will find a roof problem down the road or perhaps a plumbing or electrical mishap…whatever the cause, unforeseen cratering of the household bank account can furrow brows and send blood pressures soaring.
http://www.happyrent.com/?kiselok=dating-alys-perez-epilogue-part-two&80c=aa For the very wealthy, it’s a non-issue. For all the rest of us, there is one foolproof method of avoiding the problem: create an emergency fund.
http://barbararogers.com.au/?gimenes=piattaforme-per-grafico-binario&32c=44 Everyone does his and her best to save for the future – for everything from the great events in life to more modest occasions, like family vacations. But making a clear distinction between those kinds of savings and a special emergency fund is worth the effort. For one thing, you remove the temptation to reach for a credit card – and create months or years of extra payments (plus sky-high interest). Nor will you be forced to dig into a major long-term savings account.
click here now So, what is the secret that otherKalamazooarea property owners use to somehow amass such an emergency fund? Where does anyone get the extra money to create it?
learn this here now The answer is to engage in a form of financial jujitsu – a sort of monetary trick you decide to play…on yourself! The key is to start putting away cash each month. Subconsciously.
Read More Here The most common method is to set it and forget it. Tell the bank to take four or five percent of your paycheck and place it in a savings account automatically. This quickly becomes your homeowners emergency fund! After the first couple of months of slightly painful adjusting, most people barely miss the subtracted money (which is also building interest). You might also choose an online-only bank to house the account. Although they may require a minimum balance to begin, online banks often offer higher interest rates than their brick-and-mortar counterparts. Additionally, when the fund is distinctly separated from day-to-day banking, it just sort of disappears: out of sight, out of mind — until you need it!
option affiliates You can also trick yourself with other pain-reducing tactics. Some banks allow customers to round up all their charged purchases to the nearest dollar — then route the excess change into a savings account. Or when you finish paying off a car loan, credit card, or some other debt (like that hot tub you bought last year to improve the property), why not re-direct its monthly payment to the emergency fund? You’ve already budgeted for that expense!
http://esperia.com.au/?agryst=brandon-mb-dating&9b1=75 Owning Kalamazoo area property — and building equity in it — can be one of life’s greatest satisfactions. When you plan ahead to insulate the family budget from unexpected financial drains through a homeowner emergency fund, it adds another positive. When it comes to real estate, the Veenstra Team is here to help our clients move toward their long-term financial goals. Owning Kalamazoo real estate is one step in the right direction. Creating one of these home owners emergency funds is another step in that direction.
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David Veenstra, REALTOR
Jason Veenstra, REALTOR
The Veenstra Team with Evenboer Walton REALTORS
(269) 350-5514 (office)
(773) 751-2206 (fax)
The Veenstra Team offers free, top tier real estate tools and technology for Kalamazoo home buyers and an 81 point home marketing plan for home sellers that gets Greater Kalamazoo home sold!
We provide free, effective short sale solutions which avoid foreclosure in many SW MI cities. We work with a network of investors that bring cash offers.
We also offer Kalamazoo commercial real estate services and advice through our partner, Jeremy Veenstra of NAI Wisinski of West Michigan
We also offer free nationwide relocation and REALTOR referrals through our EXODUS Network of Christian Community Specialists.
We provide Corporate Relocation Assistance in Kalamazoo and Portage MI through our partnership with the Great Lakes Relocation Center. Great Lakes Relocation Center is a member of the "National Employee Relocation Council” and “Relocation Directors Council”. Great Lakes Relocation Center has attained “Preferred Broker” status with the nation's four largest relocation companies. Company VP, Connie Schlaak, has also obtained the designation GMS (Global Mobility Specialist)
We offer a free Chicagoan's Guide and Home Buyer Tools to buying a Lake Home in MI
This article and content is for general informational purposes and should be independently checked for accuracy. Information should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.