Tip One: If you will be buying a Kalamazoo area house using an FHA loan you may be able to save a big chunk of change by getting started ASAP!
If you are planning on buying a house with an FHA loan, you need to be aware that the FHA fees are going up on April 1! There may be time to sneak in under the wire and purchase your home before April 1 if you start ASAP. If you don’t know whether you need to get an FHA loan – be sure you read tip 3! Here is the full story about the FHA increases…. http://www.kalamazoo-real-estate.com/kalamazoo-real-estate-blog/fha-fees-april-1-2013-call-veenstra-team
Tip Two: If you act now, you may be able to get a completely free MSHDA grant of up to $5000 dollars.
MSHDA is offering first time MI homebuyers a free grant —– and the program ends when the money runs out! None of us know how long that will be, so acting sooner, rather than later may benefit you to the tune of $3000 or $5000. We have more details so contact us soon.
Tip Three: Having a pre-qualification letter in hand can help you take advantage of the best opportunities in the Kalamazoo real estate market.
A pre-qualification letter is necessary to submit an offer on a house. Houses that are “very well priced” often sell within a day or two of being on the market. If you are not yet pre-qualified for a loan, do it today! It will provide the necessary information to make sure you are looking for the right homes in the right price range. We recommend that you give Melissa Rau of Top-Flite Financial a call at (616) 813-5201. She is great! Be sure to tell her that the Veenstra Team sent you. 🙂 If you find out you are are pre-qualified for an FHA loan, be sure you call the Veenstra Team ASAP to see if we can help you before the fee increases. Getting pre-qualified, can be typically done by phone and is free. Once you are pre-qualified, we have some great tools to help you find the right home. Interest rates are still at a near all time low — and we don’t know when they will be heading back up. Take advantage of the opportunity! Give The Veenstra Team a call if you are ready to buy a house in the Kalamazoo area and save some serious cash! 269-350-5514